Privacy Policy

As a fee-only financial planning firm, ElderAdo Financial  is committed to safeguarding the personal information that you provide us. This notice describes our privacy policy and how we handle and protect personal information we collect about individuals, such as yourself, who have obtained or are interested in our services. This privacy policy applies to current and former ElderAdo Financial clients.

1. Categories of Nonpublic Personal Information Collected

ElderAdo Financial collects personal information about you for business purposes, such as evaluating your financial needs, processing your requests and transactions, informing you about services that may be of benefit to you. The personal information we collect about you includes: 

•  Information you provide to us on questionnaires, applications, tax returns and various other forms (such as name, address, social security number, occupation, assets and income);

• Information about your transactions with us, our affiliates and others.

2. Sharing Information With Affiliates or Nonaffiliated Third Parties

We may, out of necessity in the normal course of business, share required personal information described above with our affiliates for business purposes. Our affiliates may be financial service companies (such as banks and securities brokers). During the preparation of the financial plan, ElderAdo Financial must collect certain relevant information from the client. ElderAdo Financial does not provide legal or accounting advice so, during the preparation of client’s plan, it may become necessary for ElderAdo Financial to consult with client’s attorney or accountant to obtain pertinent information. All information provided to ElderAdo Financial by client or client’s attorney or accountant will be kept strictly confidential and will not be disclosed to anyone without client’s consent, unless legally required by law.

ElderAdo Financial will not sell, trade or disclose to third parties any identifiable client information without the consent of the client. We only provide third party agents with the minimum amount of information needed to complete the requested service or transaction. We do not otherwise share your personal information with third parties, unless you have granted us permission to do so, or unless required by law.
 

3. Disclosure to Nonaffiliated Third Parties

We may share personal information described above for business purposes with the following companies not affiliated with us solely for the purpose of executing transactions on your behalf: financial service institutions such as mutual fund companies, securities brokers, clearing brokers and banks.
 

4. Measures ElderAdo Financial takes to Protect Data Security and Confidentiality 

We limit access to your personal information to those employees who need to know in order to conduct our business, service your account, and help you accomplish your financial objectives, and providing you with a broad range of services. Our employees are required to maintain and protect the confidentiality of your personal information and must follow established procedures to do so. To comply with applicable laws and regulations, we maintain physical, electronic and procedural safeguards to protect your personal information.
 

5. Accessing and Revising Your Personal Information

We endeavor to keep our customer files complete and accurate. Most of this information is contained in account statements that you receive from us and from TD Waterhouse. We encourage you to review this information and notify us if you believe any information should be corrected or updated. If you have any questions or concerns about your personal information, or this privacy notice, please contact one of the financial advisors at ElderAdo Financial at (970) 249-9900.